PENSION SCHEME: PM SHRAMYOGI MANDHAN SCHEME AND ATAL PENSION SCHEME WILL SUPPORT YOUR Elderly, By Investing In It You Can Manage Pension.
PENSION SCHEME: PM SHRAMYOGI MANDHAN SCHEME AND ATAL PENSION SCHEME WILL SUPPORT YOUR Elderly, By Investing In It You Can Manage Pension
Under the Atal Pension Scheme, you get a pension of Rs. 1000 to 5000 per month on reaching 60 years of age. મંત્રી Pradhan Mantri Shram Yogi receives a pension of Rs. 3000 per month under the Mandhan Yojana. In such a situation you get a pension MANDHAN SCHEME AND ATAL PENSION SCHEME WILL SUPPORT YOUR Elderly, By Investing In It You CaUn Manage Pension Under the Atal Pension Scheme, you get a pension of Rs. 1000 to 5000 per month on reaching 60 years of age. મંત્રી Pradhan Mantri Shram Yogi receives a pension of Rs. 3000 per month under the Mandhan Yojana. In such a situation you get a pension Contribution is 100 rupees then the government will add 100 rupees to it.
If you are 18 years old, you can arrange a pension of Rs 3,000 for yourself by investing only Rs 55 per month. Who will get pension under this scheme? The scheme is for laborers working in the unorganized sector. This includes many workers including housemaids, drivers, plumbers, tailors, mid day meal workers, rickshaw pullers, construction workers, cleaners, cobblers, laundresses. What is the rule? The monthly income of people working in the unorganized sector should not exceed Rs 15,000. Savings bank account or Jan-Dhan account must have passport and Aadhaar number. The age of the worker should not be less than 18 and not more than 40. Also, if you are taking advantage of any other government pension scheme, you will not get the benefit of this scheme. What are the conditions? . If you fail to deposit your share contribution (installment) amount, the member will be allowed to deduct the contribution by paying the remaining amount of interest.
The interest Government will decide. માં If he wants to withdraw money within 10 years from the date of joining the scheme, only his share contribution will be refunded at the interest rate of Savings Bank. નાર If the beneficiary of the scheme withdraws money from the account after 10 years and before 60 years, his share contribution along with the actual interest earned in the pension scheme will be refunded. If a member dies for any reason, the spouse will have the option to continue the scheme. For that he has to make regular contributions. – In addition, if a pensioner under this scheme dies after 60 years, his nominee will get 50% pension. છે If he is able to contribute in case of temporary disability before the age of 60, he will have the option to opt out of the scheme by contributing his share along with the actual interest of the scheme. What is Atal Pension Scheme? Under this, on reaching the age of 60, one gets a pension of Rs. 1000 to 5000 per month. It can be invested by a person from the age of 40 years.
Anyone from 40 years to 40 years can invest. If a person takes this scheme, he has to invest at least 20 years. To join the scheme, one needs to have a savings bank account, Aadhaar and an active mobile number. How will the contribution be determined? The amount of pension you want after retirement will depend on the amount you deduct. To get a pension of Rs 1 to 5 thousand, a subscriber has to pay Rs 42 to 210 per month. This will happen when you take this plan at the age of 18. On the other hand, if a subscriber takes up the scheme at the age of 40, he will have to pay a monthly contribution ranging from Rs 291 to Rs 1,454 per month. As much as the subscriber will contribute, he will get the same pension after retirement. In it you will be able to claim tax benefit up to Rs 1.5 lakh under section 80C. How to make a contribution? Under this scheme, investors can invest in monthly, quarterly or semi-annual i.e. semi-annual period. The contribution will be auto-debited. That is, a fixed amount will be automatically deducted from your account and